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By- Roshan Kumar, ECONOMICTIMES.COM

High volatility in stock markets combined with the easing inflation has again made fixed deposits an attractive avenue for investors, particularly those seeking assured returns. For, FD schemes of banks not only give assured returns but risk-free returns as well, and all one has to do is park one’s money in such a scheme and forget about it till maturity.

The best part of FD schemes are that they are one of the safe investment avenues and there is very little chance of losing you money as banks are closely regulated and monitored by the Reserve Bank of India. In the current turbulent times, investors are increasingly banking on such age-old investment tools.

Another advantage of FD schemes are that they can get you loans of up to 75-90% of the amount deposited with the bank.

Here are some tips to get the most out of FD schemes:

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